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goldenvisa@borderless.vip

New York, USA | Dubai, UAE | Hong Kong, HKG

Non-Eu Residency by Investment for 2026

Panama Residency by Investment for 2026

Panama’s Qualified Investor Visa offers foreign investors a direct route to permanent residency through approved financial investments. With efficient processing, flexible investment pathways and a future path to citizenship, Panama is an attractive choice for investors seeking a strategic base in Latin America.

Investment From

USD 300,000

Residency Outcome

Permanent Residency

Processing Time

Around 30–40 Business Days

Citizenship Eligibility

After 5 Years

Program Overview

Panama’s investment visa program provides a practical and structured route to permanent residency for individuals willing to make a qualifying investment in the country. It is designed for investors seeking long-term security, international flexibility and access to one of Latin America’s most business-friendly jurisdictions.

With options in real estate, fixed-term deposits and the stock market, the program offers flexibility for different investor profiles while maintaining a clear legal framework and efficient application process.

Key Benefits

• Direct path to permanent residency • Multiple qualifying investment options • Residency can include family members • No temporary residency stage • Investor-friendly legal framework • Territorial tax system • Pathway to citizenship after 5 years • Strategic location in Latin America

Investment Options

Real Estate Investment

USD 300,000

Purchase qualifying real estate in Panama with a minimum value of USD 300,000. The property must be registered under the applicant’s name and remain free of liens or mortgages for the purpose of the program.

Stock Market Investment

USD 500,000

Invest a minimum of USD 500,000 in approved Panamanian securities through a licensed local brokerage firm. This route is suited to investors seeking portfolio diversification and financial market exposure.

Fixed-Term Bank Deposit

USD 750,000

Place a fixed-term deposit of at least USD 750,000 in a Panamanian bank for a minimum of five years. This option offers a conservative path for investors who prefer capital preservation and straightforward compliance.

Additional Considerations

Eligible Investment Routes

Applicants can qualify through real estate, stock market investments, or fixed-term bank deposits. Each route has its own minimum threshold and documentation requirements, giving investors flexibility based on their financial goals.

Family Inclusion

The program allows investors to include their spouse, dependent children and dependent parents in the same application, provided financial support and the required civil documents are submitted.

Source of Funds Verification

Applicants must demonstrate that all investment funds originate from legal and verifiable sources. Bank letters, transfer records and affidavits are typically required as part of the compliance process.

Direct Permanent Residency

Unlike some other residency programs, Panama grants permanent residency directly under the Qualified Investor Visa, without requiring applicants to first pass through a temporary residency stage.

Residency Maintenance

To keep residency active, investors must maintain the qualifying investment for the required period and visit Panama at least once every two years. Failure to do so may affect residency status.

Pathway to Citizenship

After maintaining permanent residency for the required period, usually five years, applicants may become eligible to apply for Panamanian citizenship, subject to residence, language and legal requirements.

Tax Advantages

Panama operates a territorial tax system, meaning only income generated within Panama is generally taxed. Foreign-sourced income is typically not subject to local taxation, which is attractive for international investors.

Contact us

Gopal Kumar, CAIA, EC (MIT)

Founder & CEO
Applicants must provide proof of legal source of funds, maintain the qualifying investment for the required holding period and comply with immigration regulations. Residency may be cancelled if the investment is withdrawn early or if ongoing legal requirements are not met.

Legal Notice

The information provided on this page is for general guidance only and does not constitute legal, financial, tax, or immigration advice. Program requirements, thresholds and timelines may change without notice. Final approval is subject to review by the relevant Panamanian authorities.

Frequently Asked Questions

What is the minimum investment required for the Panama Qualified Investor Visa?

The minimum qualifying investment starts at USD 300,000 for real estate. Alternative options include USD 500,000 in the Panamanian stock market or USD 750,000 in a fixed-term bank deposit held for at least five years.

Does the Panama investment visa lead directly to permanent residency?

Yes, the Qualified Investor Visa grants permanent residency directly once the application is approved. There is no temporary residency stage, which makes it one of the more efficient residency-by-investment options in the region.

Can family members be included in the application?

Yes, applicants can include their spouse, dependent children and dependent parents, provided they submit the required civil documentation and demonstrate financial support for included family members.

How long does the Panama investment visa process take?

Once the complete file is submitted, official review typically takes around 30 to 40 business days. Including preparation, legalization and document gathering, the overall process may take approximately 4 to 6 weeks or longer.

Do I need to live in Panama full-time to maintain residency?

No, Panama does not require full-time residence under this program. However, residents must generally visit the country at least once every two years and maintain the qualifying investment to keep their residency active.

Is Panama a tax-friendly country for investors?

Yes, Panama uses a territorial tax system. This generally means that only income earned within Panama is taxed locally, while foreign-sourced income is not usually subject to Panamanian taxation.

Can Panama permanent residents apply for citizenship?

Yes, after maintaining permanent residency for the required qualifying period, usually five years, investors may be eligible to apply for citizenship, subject to national requirements such as integration, language and background checks.

What documents are required for the application?

Core documents usually include a valid passport, proof of qualifying investment, criminal record certificate, medical certificate issued in Panama, source of funds evidence and legalized or apostilled civil documents translated into Spanish where required.

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Should you have any questions, or if you would like a detailed breakdown of the exact costs for your family, kindly contact us and we will be delighted to help you.