As seen in

New York, USA | Dubai, UAE | Hong Kong, HKG

goldenvisa@borderless.vip

As seen in

goldenvisa@borderless.vip

New York, USA | Dubai, UAE | Hong Kong, HKG

EU Residence by Investment for 2026

Monaco Residency by Investment for 2026

Monaco offers high-net-worth individuals a unique opportunity to establish residence in a secure, tax-efficient and internationally respected jurisdiction. With an exceptional quality of life, prime Mediterranean location and access to the Schengen Area, Monaco remains one of the most desirable residency destinations in the world.

minimum investment

No minimum investment

Processing Time

2–3 months

Main Requirement

Accommodation + Sufficient Funds

Tax Advantage

No Income Tax for Most Residents

Program Overview

Monaco is one of the world’s most exclusive places to live, offering a rare combination of security, lifestyle and financial advantages. Although often perceived as difficult to access, residency in Monaco is achievable for qualified applicants who can demonstrate sufficient financial means and secure suitable accommodation.

For individuals and families seeking a prestigious European base, Monaco provides long-term residence in a stable sovereign state with exceptional infrastructure, strong international connectivity and a highly attractive tax environment.

Key Benefits

• Residency in one of the world’s most prestigious jurisdictions • Visa-free travel across Europe’s Schengen Area • No income tax, capital gains tax, or wealth tax for most residents • Exceptional safety and quality of life • Strategic location between the French and Italian Rivieras • Access to leading international schools and universities nearby • Family inclusion for spouse or partner and dependent children • Strong and stable luxury real estate market

Investment Options

Monaco Rental Accommodation Route

No fixed minimum

Applicants may qualify for residence by securing a qualifying long-term lease in Monaco and demonstrating sufficient financial means to support their lifestyle in the principality. This is one of the most common routes for individuals who prefer flexibility over property ownership.

Monaco Property Purchase Route

No fixed minimum

Applicants may purchase qualifying real estate in Monaco as proof of accommodation for residency purposes. While there is no official minimum investment threshold, property prices are among the highest in Europe and applicants must demonstrate the ability to maintain the residence.

Bank Attestation / Financial Means Requirement

Case-based

Applicants must provide proof of sufficient financial resources, typically through a Monaco bank attestation or equivalent supporting documentation, showing they can sustain their lifestyle and residence in Monaco without financial strain.

Additional Considerations

No Income Tax for Most Residents

Applicants must generally be at least 16 years old, provide a police certificate showing a clear criminal record, demonstrate sufficient financial means and show proof of accommodation in Monaco through a lease or property purchase.

Long-Stay Visa Requirement

Applicants who are not nationals of the EU, Liechtenstein, Norway, Switzerland, or holders of a French residence permit typically need to first obtain a long-stay type D visa through a French embassy or consulate.

Residence Permit Progression

New residents usually begin with a carte temporaries, renewed annually for three years. This is followed by a carte ordinaire for a further three years, with longer-term residency status potentially available later.

Long-Term Residence Path

After multiple renewals and sufficient time spent in Monaco, applicants may become eligible for a carte privilège, which is valid for 10 years and renewable, offering a more established long-term residence status.

Family Inclusion

Monaco residence can generally extend to the main applicant’s spouse or partner and financially dependent children, making it suitable for families seeking a stable and secure European base.

Lifestyle Advantages

Residents benefit from a secure environment, Mediterranean climate, world-class cultural and sporting amenities, excellent healthcare and a sophisticated international lifestyle in one of Europe’s most exclusive settings.

Education Access

Monaco offers strong educational advantages, including access to premier international schools locally and proximity to leading universities across France, Italy and the wider European region.

Real Estate Opportunity

Monaco’s real estate market is one of the most prestigious and resilient in the world. While acquisition costs are high, the market remains attractive to investors seeking stability, prestige and long-term value.

Contact us

Gopal Kumar, CAIA, EC (MIT)

Founder & CEO
Applicants must demonstrate sufficient financial means, suitable accommodation and a clean criminal record. Residency approval is subject to review by the relevant Monaco and, where applicable, French authorities. Ongoing compliance with residence rules is necessary to maintain and renew status.

Legal Notice

Applicants must demonstrate sufficient financial means, suitable accommodation and a clean criminal record. Residency approval is subject to review by the relevant Monaco and, where applicable, French authorities. Ongoing compliance with residence rules is necessary to maintain and renew status.

Frequently Asked Questions

Is there a fixed minimum investment required for Monaco residence?

No, Monaco does not operate a traditional fixed-threshold investment residency program. Instead, applicants must show sufficient financial means and suitable accommodation, either through renting or purchasing property in Monaco.

What are the main requirements for becoming a resident of Monaco?

Applicants must generally provide proof of accommodation in Monaco, evidence of sufficient funds to support their lifestyle and a police certificate showing a clear criminal record. Additional visa requirements may apply depending on nationality.

Can I rent a property instead of buying one?

Yes, renting property in Monaco is a common way to satisfy the accommodation requirement. Applicants must still demonstrate that they have the financial capacity to maintain the residence and afford life in the principality.

Does Monaco residency include family members?

Yes, Monaco residence can generally apply to the main applicant’s spouse or partner and financially dependent children, making it suitable for families seeking long-term residence in a secure European jurisdiction.

Is Monaco a tax-friendly place to live?

Yes, Monaco is well known for its favorable tax environment. Most residents are not subject to income tax, capital gains tax, or wealth tax, which makes the principality especially attractive for international high-net-worth individuals.

Do non-EU nationals need a visa before applying for residence?

In many cases, yes. Non-EU nationals and certain other applicants must first obtain a long-stay type D visa through a French embassy or consulate before applying for Monaco residence.

Does Monaco residence provide access to Europe?

Yes, Monaco residence offers practical lifestyle and mobility advantages, including visa-free travel across the Schengen Area, which is one of the key reasons many applicants choose this jurisdiction.

Is buying real estate in Monaco mandatory?

No, property ownership is not mandatory. Applicants can qualify by either renting or purchasing accommodation, provided they also meet the financial and background requirements for residency.

Contact Us Today

Should you have any questions, or if you would like a detailed breakdown of the exact costs for your family, kindly contact us and we will be delighted to help you.